Set up your EU company in Estonia — done for you by an actual Estonian.
E-residency is the easy part. Getting the OÜ, the bank account, the accounting, and the compliance right is where everyone gets stuck. I handle all of it — one-time fee, no monthly SaaS subscription.
Your EU company — no flights required.
Estonia's e-residency program lets non-EU founders run a real EU company entirely online. Whether you're a freelancer, a SaaS founder, or a digital nomad tired of banking headaches — an Estonian OÜ changes the equation.
Digital Nomads & Remote Workers
Access EU banking, Stripe, and PayPal without establishing physical residency anywhere. Run your business from wherever you are, with a proper legal entity behind it.
Freelancers & Consultants
Invoice EU clients professionally, keep admin lean, and benefit from Estonia's 0% corporate tax on retained profits. No accountant chaos, no personal liability exposure.
SaaS & Online Businesses
Get the EU entity payment processors require, build credibility with international clients, and set up a clean tax structure from day one — before you scale into complexity.
Every step covered — from application to operational
E-Residency Application Support
I review your motivation statement, walk you through the application flow, and help you pick the right pickup location. Most rejections are preventable with the right prep.
OÜ Registration
Full Estonian Business Register filing — articles of association, share capital structure, and registered address. Done while you wait for your e-residency card to arrive.
Legal Address + Contact Person
Required by Estonian law. Included for 12 months. Your company gets a registered address and a local contact person who can receive official correspondence.
Business Bank Account
Wise, LHV, and Revolut all work — but each has different acceptance criteria for non-residents. I walk you through which one fits your situation and how to get approved.
Accounting & Tax Setup
Handoff to vetted Estonian accountants or a monthly service. Estonia's accounting rules are different — I make sure you're set up correctly from the first transaction.
Ongoing Compliance
VAT registration when you hit the threshold, annual report guidance, and support when anything changes. You don't navigate Estonian bureaucracy alone.
One-time setup. No monthly SaaS fees.
Pick the package that fits your situation. All pricing is one-time — you're not signing up for a €99/month subscription.
Starter
E-residency guidance, OÜ registration, and legal address for 12 months.
- E-residency application guidance
- OÜ registration (Business Register filing)
- Articles of association
- Legal address for 12 months
- Contact person for 12 months
Complete
Full setup including banking, VAT, and accountant onboarding.
- Everything in Starter
- Business bank account guidance (Wise / LHV / Revolut)
- VAT registration when applicable
- Accountant intro + handoff
- Priority support during setup
White Glove
Full setup plus 3 months of hands-on support and compliance monitoring.
- Everything in Complete
- 3 months ongoing support
- Quarterly compliance check-ins
- Annual report guidance (Year 1)
- Direct line — WhatsApp + email
Xolo at €99/mo = €3,564 over 3 years. The Complete package pays for itself in under 10 months.
Real founders. Real OÜs.
A few anonymized examples of what this looks like in practice — from application to operational.
Bootstrapped SaaS in Bangalore hit a wall with payment processors. OÜ registered while e-residency card was in transit. Stripe live 2 weeks after card arrived.
Indian SaaS founder — EU company in 4 weeks, Stripe live in 6
Read Story →
Brexit left him invoicing EU clients from a UK Ltd with growing friction. Estonian OÜ restored his EU credibility and simplified VAT handling across borders.
UK freelancer post-Brexit — kept his EU clients without moving
Read Story →
AdSense income piling up in a GmbH with high admin overhead. Moved to an Estonian OÜ — 0% on retained profits, leaner accounting, same EU standing.
German YouTuber — clean tax structure for AdSense income
Read Story →UAE-based, no EU entity, losing deals to competitors who could issue proper EU invoices. OÜ set up in 3 weeks. VAT registered. First EU client signed within a month.
Dubai-based consultant — invoicing EU clients with proper VAT
Read Story →
Two co-founders, both US citizens, both location-independent. Needed a joint entity that worked for Stripe Atlas alternatives. OÜ with split share structure — done.
US nomad couple — one OÜ, two founders, shared ownership
Read Story →Indian SaaS founder — EU company in 4 weeks, Stripe live in 6
The situation
A bootstrapped SaaS founder in Bangalore had been building for two years but hit a wall with payment processors. Stripe India was restricted for his product category. PayPal required a local entity. His US LLC application was stuck in a months-long process. He needed an EU entity that would let him charge European customers professionally and accept payouts internationally.
What we did
Applied for e-residency together, filed the OÜ registration in parallel while the card was in transit, set up Wise Business as the primary account, and introduced him to a Tallinn-based accountant familiar with remote SaaS companies. From first call to receiving his e-residency card: 4 weeks. From card to Stripe live: 2 more weeks.
An actual Estonian who's done this before.
Not a support ticket system. Not a generic SaaS platform. You get direct access to someone who has navigated the Estonian business register, the bank approval process, and the accounting setup for dozens of non-resident founders.
Artur Lusmägi
Estonian Founder & OÜ Setup Consultant
I'm Estonian, I've been running companies here for years, and I've helped remote founders from India, the US, Germany, the UAE, and a dozen other countries set up their OÜs. I know what gets applications rejected, which banks actually approve non-residents right now, and how to avoid the accounting mistakes that cost founders money in Year 2. If something changes in Estonian law, you'll hear about it from me before it hits your inbox from a bureaucrat.
Let's figure out if Estonia is right for you
Tell me your situation — where you're based, what kind of business, and what's blocking you. I'll get back to you within 24 hours with an honest answer.